MONEY MAKES THE WORLD GO ROUND… OR DOES IT ?

1. What is your attitude to money? Answer the questions below and find out.
1) How would you describe your parents' altitude to money?

a) very careful
c) generous
b) sensible
d) extravagant

2.At the end of the weak/month, have you usually

a) spent all your money?
b) borrowed some money?
c) got a little left?
d) got a lo! left?

3. How often do other people ask you to lend them money?

a)often
c) rarely
b)sometimes
d) never

4. You lent your friend some money, a long time ago. But the friend hasn't paid the money back. You think your friend has for¬gotten about it. Do you

a) remind the friend?
b) forget about it, too?
c) feel too embarrassed to say anything?
d) decide he/she isn't a friend any more?

5. If you get a sum of money as a present, do you

a) spend it on something you really want?
b) save some and spend the rest?
c) put it in a bank or hide it in a secret place?
d) spend it on a party for all your friends?

6. When your friends have birthdays, do you

a) ask them what they'd like as a present?
b) just send them a birthday card?
c) buy something you know they want?
d) buy the first thing you see however much it costs.

How to score:
1.3-4, b-3, c-2, d-1
2.a-2, b-1, c-3, d-4
3.a-7, b-2, c-3, d-4
4. n-3, b-1, c-2, d-4
5. a-2, b-3, c-4, d-1
6. a-3, b-4, c-2, d-1

2. Put the “fears” in the order of priority.

Ten Worst Human Fears
1. Deep water
2. Flying
3. Heights
4. Death
5. Speaking before a group
6. Insect and bugs
7. Financial problems
8. Loneliness
9. Sickness
10. dogs

3. Do you agree with these quotations?
1. Time is Money. (Sayng)
2. Neither a borrower nor a lender be.(William Shakespeare)
3. A fool and his money are soon parted (Prouerb)
4. Live now pay later.( Proverb)
5. Lock after the pennies, and the pounds will look after themselves (Prouerb)

Answer the questions in pairs:
  • Have you ever borrowed money from anyone?
  • Have you bought anything this week?
  • Do you spend more than you earn, or less than you earn?
4. Put the words from the box in the correct places in the sentences below: 
• coins    • cash    • currency    • money
1. The………..of Japan is yen.
2. She has got a lot of……………..in her bank account.
3. It costs £ 10 if you are paying…………… . It'll be more if you pay by coequal.
4. Can you change this pound note into for coffee machine?

5. Fill the gaps using the past tense of verbs from the box. 
• buy   • sell   • spend   • win   • lose   • waste   • pay • find   • cost   • give
  1. My car was five years old, so I…….it and………a new one.
  2. It was very sad when I………………my watch in the street. It was a present from my wife and it………………her a lot of money. Fortunately, somebody………………it the next day and took it to a Police Station.
  3. I………………….over £ 2,000 for my computer, but it isn't worth very much now.
  4. My father………………….me £ 50 last week but I………………most of it on a ticket for a concert on Friday.
  5. Last week somebody……………………… £ 1000 in a game on television. It was incredibly exciting.
  6. I'm afraid I…………my money on those CDs because I never play them.
6. How quickly can you answer these questions?

1. Is the currency in America called the dollar?
2. Is a five-pound note worth less than a fifty-pence piece?
3. If you lend something to someone, do they borrow it?
4. If you waste money do you use it well?
5. Is 'sterling' a currency?
6. If you 'can't afford' something, do you have enough money for it?
7. Does 'cost of living' mean the same as 'standard of living'?
8. If someone tells you a hotel is reasonable, is it very expensive?

7. Fill in the gap with correct form of the verbs:
waste
pay(for)
borrow
charge
lend
save (up)
spend £ £ £ (on)
cost
  1. Last week I………..£ 100 on food, and £ 20 on books.
  2. I…….£ 200 for my new desk (= it cost me £ 200). Where do I have to……….for these things?
  3. My new desk……….(me) £ 200 (= I paid £ 200).
  4. The mechanic……….me £ 100 (= asked to pay £ 100 for the service he provided).
  5. Could you………..me some money?
  6. Could I………some money?
  7. Parents often think that children ………………their money (=use it badly) on sweets and other things they don't need.
  8. I'm………….(up). (= keeping some of my money) when I receive it for a new bike. I should have enough by the end of the year.
8. Give an example for each adjective:


Example:In consider cars to be cheap in the UK, but to my mind, they are very expensive in Russia.

9. What can you say in these situations? Complete the sentences but do not use the underlined words and phrases.

•model•
You want to tell a friend that a restaurant wasn't cheap. The restaurant was quite expensive.

  1. You want to know the value of your friend's gold ring. How much is ................ ?
  2. A friend wants to go to an expensive restaurant but you don't have enough money. I'm afraid I ................ .
  3. You want to borrow some money from a friend. Could you ................ ?
  4. You want to know how much a friend paid for her dictionary. How much ................ ?
11. Ask the students in your group about their attitude to money. Then write the general conclusion.

b Ask and answer these questions in pairs.

1 What is the most valuable thing you own?
2 What is your greatest expense?
3 Do you have any traditional values? What are they?
4 Have you ever been given invaluable advice? What was it?

12. Work in groups.
  1. a You have inherited a large old house. It is set in 25 acres of uncultivated land, ten kilometres from the nearest town. The house is in very poor condition and you would need to spend a lot of money (which you don't have) on it. Decide on the best way to make the most of your inheritance.
  2. b Present your plan to the class. Which plan do you think would be the most effective?
13. Complete the letter with the correct words from the box.

rise
cost îf living
pay
paid
 afford
rich
cost
money

Dear Tony,
Well , here I am in London. I’ve Got a job now as a receptionist in a hotel But it’s very badly . The 1................. here is quite high and I don’t think that I can 2................. To stay much longer. It’s very nice in London is you’re 3................. , thought. Maybe I’ll come back when I’ve got lots Of 4................. . The 5................. of accommodation Is the worst. I 6................. £ 50 a week For one room. I’m going to ask for a 7................. at the hotel but I don’t think They’ll give me one, so I’ll probably See you soon!
Best wishes,
Richard

14. Complete this crossword.
Across
4) to take out money you have put in the bank 6) to use money to make a profit out of something that will increase in value
7) to give someone the use of something, such as money, for a limited period of time
9) to get money by working


Down
1) to have enough money to do or buy something without difficulty
2) to have to pay money to someone because they lent it to you
3) to risk your money or property on horse races, in card games or in business
5) to receive money, goods or property from someone who has died or moved on
8) something that you owe to someone else